Self-motivated, with a strong sense of personal responsibility.
Excellent communication skills, both verbal and written.
Proven ability to learn quickly and adapt to new situations.
Skilled at working independently and collaboratively in a team environment.
Head of Treasury
The First Microfinance Bank
01.2022 - 04.2022
Improved working capital, managing accounts receivable and payable effectively.
Mentored junior staff members in treasury functions, fostering professional growth through training programs.
Played an instrumental role in major M&A activities as well as divestitures, providing expert advice on transaction structuring and financing options.
Collaborated cross-functionally with other departments to support strategic decision-making related to corporate finance activities.
Operations Manager
The First Microfinance Bank
01.2017 - 01.2022
Conducted regular performance reviews, identifying areas for improvement and developing action plans to address them.
Supervised operations staff and kept employees compliant with company policies and procedures.
Developed systems and procedures to improve operational quality and team efficiency.
Led hiring, onboarding and training of new hires to fulfill business requirements.
Deputy Head of Treasury
The First Microfinance Bank
12.2015 - 01.2017
Facilitated collaboration between teachers, counselors, and parents to create individualized education plans for students with special needs.
Promoted a positive school climate by addressing behavioral issues proactively and implementing effective discipline policies.
Coordinated extracurricular activities that enriched student life beyond the classroom setting.
Managed budgets and allocated resources effectively to support educational initiatives and maintain fiscal responsibility.
SME Manager
The First Microfinance Bank
07.2014 - 12.2015
Organized and participated in extracurricular activities that fostered a sense of community and enriched the educational experience for students outside the classroom setting.
Collaborated with other teachers to develop cross-curricular connections, enriching student understanding of complex topics.
Developed engaging curriculum for diverse learners, adapting materials to meet individual needs.
Evaluated student progress regularly, providing timely feedback for continuous improvement in academic performance.
SME Compliance Officer
The First Microfinance Bank
06.2012 - 07.2014
Organized and participated in extracurricular activities that fostered a sense of community and enriched the educational experience for students outside the classroom setting.
Collaborated with other teachers to develop cross-curricular connections, enriching student understanding of complex topics.
Developed engaging curriculum for diverse learners, adapting materials to meet individual needs.
Evaluated student progress regularly, providing timely feedback for continuous improvement in academic performance.
SME Credit Administrator of the Head Office
The First Microfinance Bank
10.2011 - 06.2012
Worked with customers to answer questions, resolve disputes and research discrepancies.
Received inbound customer calls related to credit and accounts receivable.
Supported customers with invoices, statements and other basic questions.
Processed recurring automated payments and credit card payments.
Credit Administrator Dushanbe Branch
The First Microfinance Bank
04.2011 - 10.2011
Worked with customers to answer questions, resolve disputes and research discrepancies.
Received inbound customer calls related to credit and accounts receivable.
Supported customers with invoices, statements and other basic questions.
Processed recurring automated payments and credit card payments.
Business analyzes assessment of collateral and preparation of all documents for credit committee. Check credit files before the credit committee. Checking the business plan. Storage and maintenance of credit files. Authorization credit in system CMB. Participation in the credit committee.
Loan Officer
Micro Deposit Organization “Arvand”
12.2009 - 04.2011
Prepared detailed written summaries outlining clients'' qualifications for approval or recommendation based on eligibility criteria.
Collaborated with underwriters to ensure timely completion of loan applications and adherence to guidelines.
Evaluated creditworthiness of applicants using financial data analysis tools such as credit reports and income statements.
Provided educational resources for clients on various mortgage products, helping them make informed decisions about their financing options.
Loan Officer Assistant
MLO “OXUS Microfinance” Dushanbe Branch
06.2009 - 12.2009
Supported staff members in their daily tasks, reducing workload burden and allowing for increased focus on higher-priority assignments.
Gained valuable experience working within a specific industry, applying learned concepts directly into relevant work situations.
Analyzed problems and worked with teams to develop solutions.
Contributed to a positive team environment by collaborating with fellow interns on group projects and presentations.
Sorted and organized files, spreadsheets, and reports.
Education
Certified Accounting Practitioner - Financial Accounting And Management Accounting
The CCA/CAP - Certified Accounting Professional
Dushanbe, Tajikistan
04.2001 -
Сertificate - Accounting Technology Courses
University of Central Asia
Dushanbe, Tajikistan
04.2001 -
Certificate of Category A - Professional Courses For Credit Specialist
GIZ/AMFOT Training Center
Dushanbe, Tajikistan
04.2001 -
Specialist Degrees - Finance And Credit
Russian-Tajik (Slavonic) University
Dushanbe, Tajikistan
04.2001 -
Skills
Friendly, Positive Attitude
Teamwork and Collaboration
Computer Skills
Customer Service
Attention to Detail
Research Skills
Problem-Solving
Dependable and Responsible
Timeline
Head of Banking Services and Treasury
The First Microfinance Bank
04.2022 - Current
Head of Treasury
The First Microfinance Bank
01.2022 - 04.2022
Operations Manager
The First Microfinance Bank
01.2017 - 01.2022
Deputy Head of Treasury
The First Microfinance Bank
12.2015 - 01.2017
SME Manager
The First Microfinance Bank
07.2014 - 12.2015
SME Compliance Officer
The First Microfinance Bank
06.2012 - 07.2014
SME Credit Administrator of the Head Office
The First Microfinance Bank
10.2011 - 06.2012
Credit Administrator Dushanbe Branch
The First Microfinance Bank
04.2011 - 10.2011
Loan Officer
Micro Deposit Organization “Arvand”
12.2009 - 04.2011
Loan Officer Assistant
MLO “OXUS Microfinance” Dushanbe Branch
06.2009 - 12.2009
Certified Accounting Practitioner - Financial Accounting And Management Accounting
The CCA/CAP - Certified Accounting Professional
04.2001 -
Сertificate - Accounting Technology Courses
University of Central Asia
04.2001 -
Certificate of Category A - Professional Courses For Credit Specialist
Recovery Team Leader – Head Office at Selcom Microfinance Bank Tanzania Ltd (Formerly known as Access Bank)Recovery Team Leader – Head Office at Selcom Microfinance Bank Tanzania Ltd (Formerly known as Access Bank)